Can Bankruptcy Get Rid Of Medical Bills In Michigan?

In this article, you can discover…

• Whether you can discharge medical debt through bankruptcy.
• If bankruptcy will impact your future access to medical care.
• Alternatives to bankruptcy for handling medical debt.

Can I Discharge Medical Debt Through Bankruptcy?

Yes, you can. Many clients assume that medical debt can not be discharged through bankruptcy. In reality, medical debt can be discharged just as readily as credit card debt or a personal loan.

Which Is Better For Handling Medical Debt: Chapter 7 Or Chapter 13 Bankruptcy?

Whether you will handle your medical debt with Chapter 7 or Chapter 13 bankruptcy depends more on whether you qualify and the means test than your personal choice.

If you qualify for Chapter 7 bankruptcy, your medical debt can be discharged. If you do not qualify for Chapter 7, Chapter 13 bankruptcy can see your medical debt paid off over time in more manageable monthly payments.

Attorney Vincent Carlson is a respected, seasoned bankruptcy law attorney serving Michigan. For over 15 years, he has helped clients just like you handle their medical debt through bankruptcy, allowing them to recover both physically and financially.

Have questions, or in need of legal help? Reach out to Vincent E. Carlson & Associates, PLC for an initial consultation today.

Will Filing Bankruptcy Affect My Access To Medical Care?

Healthcare providers are required by the Hippocratic Oath to treat anyone with serious injuries, irrespective of their past debts or bankruptcy filings. Likewise, your past bankruptcy case should not impact your access to emergency room care.

However, a physician may refuse to take you on for minor issues or as a new patient if you have considerable amounts of unpaid medical debt.

What Alternatives Exist Before Filing Bankruptcy For Medical Debt?

Some hospitals have programs where benefactors provide money to reduce or pay medical bills for patients who qualify. If your medical debts are considerable, it may be worth asking the hospital if you qualify for reduced bills based on financial hardship or your income levels.

Still Have Questions? Ready To Get Started?

For more information on bankruptcy and medical debt in Michigan, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (231) 726-4357 today.